What is a Carrier? Carrier[kar-ee-er]noun1.The Carrier is the insurance company that provides a specific Policy and is the company that a policyholder will pay Premiums to. The Carrier is ultimately responsible to pay out Claims. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Protection Against Uninsured Drivers You’re hit by an uninsured driver. Now what? Are you protected against financial losses? Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost.